Can you be self-taught in the stock market?

January 22nd, 2009
The Truth asked:


Can you learn things on your own or do you need a financial advisor to teach you everything??? I’m very interested in investing in the stock market and would like to learn some things before doing so, like what’s an IPO??? The differences between: Dow, Nasdaq, S&P 500, 10yr Bond, NYSE Volume, Nasdaq Volume??? What are “Indicies: US- World???” Any help and guidance would be helpful. Thanks in advance!!!

Question for anyone working in Business?

January 21st, 2009
3ifbyair asked:


Question for anyone who’s an accountant, financial advisor/analyst, HR specialist, marketing person, etc. How often do you end up having to work overtime (i.e. over 40 hours/week)?

Hey Guys who are good on Financial Advice. Should I go in search of a greener pasture abroad?

January 12th, 2009
Leopardo asked:


This is a sensible and intelligent question based on actual economic situation that requires and needs a sensible and intelligent answer from actual forecasting of economic conditions at present time and in the future. Economists or financial advisors are requested for their answers since this situation is in their fields of expertise. I have job before and I would say the salary is Okay. My field of work is the field of law/legal and social/society and political. It was a contractual job but it is already terminated. I was out of work for almost a year. I made a loan to go into business, it started but the business I would put it is not really that profitable or the earnings gain is not stable and I have many monthly expenses/obligation to pay. The earnings of my 6 months business is not really doing well for me and my family. I have expected before I got into this business that i would earn enough sum of money to make my life and my family easier but the market couldn’t be controlled, it takes a wrong turned and the business is not really making good earnings. Now, I am thinking of going abroad for a greener pasture to earn bigger amounts of money to support my family, to earn an income from working abroad and purchase a lot and open a new business or businesses. Should I go abroad to work and earn a bigger earnings or find a job or should I stay and make another loan to open a new business where here I can spend my time with my family? Or whatever that is sensible and advantageous answers with samples from real life economic situations/conditions or similar career situations from failure/low to success and progress.

Hi Financial advisors out there in US?

January 9th, 2009
precious asked:


I have been in the financial industry for 6 years now and am working as a broker/financial consultant for an investment company, i am looking for someone in the same field whom i can chat with through my email and share opinion and ideas in the same field so that I can learn from that person and we can both share our knowledge and advance in our careers,
Someone who has been in the business and is updates with the market just like me to share knowledge and ideas,I am 27 and would like someone as a buddy through email to share sales ideas, coz I am good in Sales. It is much easier to talk and compare opinion rather than reading wallstreet….anyone out there, prefferably someone working for an investment company.

Like everyone else, I’m taking a beating in my 401k. Stay conservative mutual funds or go money market?

January 1st, 2009
king0212 asked:


I’m 63 years old and would like to retire in three years. I’ve lost 1/3 of my 401k which might make me rethink my retirement timeline. Anyone a financial advisor out there? Thanks…

How bad & long does a deed in lieu of forclosure affect one’s credit score?

December 30th, 2008
Robert R asked:


Well here’s my story…I’m no longer able to keep up with the mortagage, falling back 2 - 3 months, barely avoiding forclosure process & the house has been in the market for roughly 1year 2months…it was a terrible sale, too many fixings required that were obviously overlooked in my initial inspections…no remodels done since purchase in april 2004′, but overall a very nice house in a slugish market…have gotten close to sale about 2 months ago, but the buyers weren’t approved(they included repair costs)* I’ve thought about doing a short sale, but to be quite honest it really isn’t a realistic way for anyone to get out of a mortgage by ending up with the difference in the form of debt. Finally I was informed by my bank about “deed in lieu of forclosure” and continue to do my research before starting anything.Does anyone know how bad that would affect ones credit and for how long? I’ve asked financial advisors and have looked online, but have not found the answer to that…Anyone?

What investment has returns of 8% interest? (would like to keep cash close to liquid)?

December 30th, 2008
Princess asked:


Yesterday I watched a segment on Today a financial advisor said 6 out of 10 employeeors are no longer giving bonuses therefore we have to make our own. If we take even the smallest amount (like $79) and put it in an account that earns 8% interest you will have over $1000 in a year. WHO PAYS 8% INTEREST? My money market fund only pays 1.5% under $10,000.

Is there really a housing bubble in the US?

December 24th, 2008
KI557 asked:


It doesn’t take a lot of thought to realize that the housing market is in real trouble. The number of affordable homes has seriously declined over the last 3-4 years. While experts provide a whole lot of statistics and financial advisors love to tell us that there’s nothing to worry about, in reality, there is a lot to ponder. Middle and low-income prospective home buyers have been pushed out of the market. This is causing a serious social/psychological/emotional effect on Americans. Americans can no longer afford the “American Dream” because the housing market has abnormally driven up the prices of homes across the country. This negative socio-psychological effect will hurt Americans all across the country. What is the solution, you might ask - A serious correction in housing is required across the country. The correction is already happening but gradually and the housing downturn will continue until the average prospective homebuyer can realistically afford to buy a home in his/her own community. However, the housing downturn isn’t occurring fast enough to relieve the build up of psychological and emotional distress that affects most Americans across the country.
Actually - it would be wonderful to see the homebuyer “community” across the country issue a moratorium on buying a home. Just for a month or two - that would really produce a jolt in the much needed housing correction.

Best career that is also enjoyable?

December 23rd, 2008
ky b asked:


-computer system information manager
-dentist
-college professor
-financial advisor
-optometrist
-pharmasist
-lawyer
-engineer
-marketing executive